To test the service, use your own contact details as your Heir's.
To test the service, use your own contact details as your Heir's.

Terms & Conditions

Last Updated: March 6, 2025

1. Introduction

Welcome to The Digital Heir (the “Service”), owned and operated by individual entrepreneur Sergey Kachurin, identification code: 345757380 (Georgia) (hereafter “we,” “us,” or “our”). The Digital Heir is designed to allow users to safeguard digital assets and instructions in the event of their unavailability or passing. Our order process is conducted by our online reseller Paddle.com (“Paddle”). Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

Please read these Terms & Conditions (“Terms”) carefully. By using or accessing The Digital Heir, you agree to these Terms and to comply with all applicable laws and regulations. These Terms include references to our Refund Policy and Privacy Policy.

Important Disclaimer: The Digital Heir is not a legal or financial advisory service. We do not provide estate planning advice or handle official legal inheritance procedures. Our service simply encrypts and stores your digital instructions for release under certain inactivity conditions. Consult a qualified attorney or financial adviser for formal estate planning.

2. Paddle as Merchant of Record

  1. Payment Processing: All payments for our Service are processed through Paddle. We never directly handle your credit card or PayPal details.
  2. Order Completion: When purchasing a subscription or license to The Digital Heir, you will be redirected to the Paddle Checkout. Your transaction is subject to Paddle’s Buyer Terms, which can be reviewed at paddle.com/legal/checkout-buyer-terms.
  3. Billing Description: Your statement will show a charge from “PADDLE.COM” or “Paddle” (not from The Digital Heir directly).

3. Eligibility & Account Requirements

Age Requirement: You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account and use The Digital Heir. Accurate Information: You agree to provide accurate and up-to-date information when creating an account or making any purchase, particularly for email addresses, phone numbers, and social media handles that you want us to monitor.

4. Our Service

  • Encrypted Note / “Envelope”: The Digital Heir allows you to encrypt a single digital “note” containing instructions, login credentials, or other sensitive data.
  • Activity Monitoring: We periodically check your last login status via social media or other provided contact methods. If you remain inactive beyond user-defined intervals, we escalate contact attempts and, eventually, release your encrypted note to your designated heir(s).
  • No Legal Guarantee: We do not guarantee acceptance by heirs, compliance with inheritance laws, or official recognition in any jurisdiction. Your usage is purely voluntary and does not replace official estate planning.

5. Subscriptions & Renewals

Recurring Billing: Our subscription plans renew automatically unless you cancel at least 48 hours before the end of your current billing cycle. Price Changes: We will notify you of any change in subscription pricing in accordance with Paddle’s policies and local laws.

6. Cancellation & Refunds

14-Day Policy: Following Paddle’s standard policy, you have 14 days from the purchase date to request a refund. For the full terms, see our Refund Policy below. Cancellation: You may cancel your subscription at any time. Cancellation becomes effective at the end of the current billing cycle; no partial refunds are provided for any remaining portion of the subscription term, unless otherwise required by law.

7. Intellectual Property

Ownership: All content, trademarks, logos, and intellectual property relating to The Digital Heir belong to [Company Name] or are used under license. Restrictions: You may not copy, redistribute, sell, or create derivative works from our service materials without express written permission.

8. Acceptable Use

Prohibited Conduct: You agree not to misuse our service for any unlawful activities, including attempting to hack or reverse-engineer our encryption. Data Integrity: You must keep your secret answers and account login credentials confidential. We do not store your exact security question answers; losing them may render your note permanently inaccessible.

9. Limitation of Liability

To the maximum extent permitted by law, The Digital Heir (and our officers, directors, employees) shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including the release or non-release of your encrypted note.

10. Indemnification

You agree to indemnify and hold The Digital Heir and its affiliates harmless from any claims, losses, liabilities, or expenses arising out of your misuse of the service or breach of these Terms.

11. Privacy & Data Protection

Our data practices are detailed in our Privacy Policy below, including how we store encrypted data and how Paddle processes your payment information.

12. Governing Law & Disputes

For U.S. consumers, these Terms shall be governed by the laws of New York, in line with Paddle’s Buyer Terms. For consumers outside the U.S., these Terms shall be governed by the laws of England. Any disputes shall follow the arbitration or court procedures outlined in Paddle’s Buyer Terms.

13. Contact & Notices

For any inquiries regarding these Terms, please contact: Support: help@paddle.com or support@thedigitalheir.com (general inquiries). Company: Individual entrepreneur Sergey Kachurin — identification code: 345757380, Georgia, +995 55 110 5323.

14. Changes to These Terms

We reserve the right to update or modify these Terms at any time. We will notify you of significant changes, and continued use of the Service after such notice constitutes acceptance of the revised Terms.